Contact and Disclaimer
Last updated: August 5, 2026
Found a bug, spotted a number that looks wrong, or want a calculator that does not exist yet? Email is the fastest way to reach us.
Get in touch
Email: contact@debtpaymentcalculators.com
This site is deliberately static, so there is no contact form and no form handler collecting your details. Email reaches a real person, usually within a few business days.
Especially useful to hear about
- A calculation that does not match what your lender told you, with the inputs you used so it can be reproduced.
- A figure or citation on the site that has gone out of date.
- Anything that does not work with a keyboard or a screen reader.
- A debt scenario the current calculators cannot model.
Disclaimer
DebtPaymentCalculators.com provides debt repayment estimates for general and educational purposes only. This is not financial, legal, tax or credit advice. We are not a lender, credit counselling agency, debt settlement provider or registered financial adviser.
The calculators apply a monthly periodic rate to your starting balance each month. Many credit card issuers instead apply a daily periodic rate to an average daily balance, which compounds daily, so your real statement will differ from these results. The tools also assume rates and minimum payments do not change and that no new charges or fees are added.
We are not liable for decisions made on the basis of anything this site calculates. Confirm figures with your lender, and speak to a qualified professional before making decisions about your debt.
If you are struggling with debt
A calculator can show you the arithmetic, but it cannot help you negotiate, and it is not a substitute for advice. The Consumer Financial Protection Bureau publishes free, independent guidance on debt and on finding a legitimate credit counsellor.
Advertising and affiliate disclosure
As of August 5, 2026, this site carries no display advertising and no affiliate links, and receives no compensation from any lender, card issuer or debt relief company. If that ever changes, the disclosure will appear clearly and close to the relevant link, as required by the FTC Endorsement Guides, and this page will be updated first.